Monkey Finance helps you understand where your money goes, why your habits repeat, and what to do next.
A real product
Income, expenses, budgets, debt and goals — without spreadsheets or guesswork.
Your financial guide
Built to explain — not judge. Kiko lives inside the app and turns your numbers into plain answers about why they moved.
You spent more on food because your work schedule changed.
You've reduced unnecessary spending for three weeks in a row.
3-week streakTwo subscriptions renewed without being used.
Your consistency improved this month. Keep going.
76 → 82Behavior, not just numbers
Monkey Finance connects daily decisions over time so you can understand what keeps helping — or hurting — your progress.
Early access
Not a credit score
MonkeyScore measures the behaviors that actually shape your financial life — not your income, not your wealth.
Your payment consistency improved 6 points this month.
One product, everywhere
Who it's for
Security & privacy
Privacy-first — your data belongs to you, not to us.
We never sell your financial data.
Secure by design, encrypted end to end.
Full control — access or delete anytime.
Transparent about how your information is used.
The road ahead
Available now
Coming soon
Pricing & plans
Start free, then pick the tools you need to organize your money, reach your goals, and make better decisions.
To start organizing your money.
No trial, no expiration date.
Start for freeRecommended for you
To manage your personal finances.
Billed every month.
Try Single free14-day free trial. Requires a payment method.
To organize money between two people.
Billed every month.
Try Family free14-day free trial. Requires a payment method.
Single and Family plans include a 14-day free trial. A payment method is required. If you don’t cancel before the trial ends, the selected plan will be charged.
| Feature | Free | Single | Family |
|---|---|---|---|
| Financial accounts | 1 | Expanded | Expanded |
| Active budgets | 1 | Expanded | Expanded |
| Transactions per month | Up to 40 | Expanded | Expanded |
| Voice input | Not included | Included | Included |
| Magic Input | Not included | Included | Included |
| WhatsApp integration | Not included | To be confirmed | To be confirmed |
| Family sharing | Not included | Not included | Included |
| Members | 1 | 1 | 2 (you + 1 invited) |
| Shared family resources | Not included | Not included | Included |
Yes. The Free plan costs $0 forever and includes 1 financial account, 1 active budget, and up to 40 transactions per calendar month.
If you don't cancel before the 14 days end, the plan you chose — monthly or annual — will be charged to the payment method you provided.
Yes. You can manage your subscription from your account. It renews automatically until you cancel.
Single is for one person. Family includes everything in Single and lets you invite one more person (2 members total) to share family financial resources.
Your existing financial records are not deleted when your subscription expires. You keep access to them on the Free plan.
You choose monthly or annual when you subscribe. If you want to switch later, email us at hello@getmonkey.app and we’ll go over the available options with you.
Early access
Be among the first users to help shape Monkey Finance.